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A practical, step-by-step guide to building a monthly budget in India, with a worked example, sinking funds for annual expenses and the limits of popular budgeting rules.
· 7 min read
How to read India's CPI inflation release from MoSPI, what headline inflation means for your budget, and what the numbers do not decide.
· 4 min read
How CTC differs from take-home salary in India: typical deductions, why in-hand is lower, and how to budget from the amount that actually arrives.
· 5 min read
Turn vague money wishes into dated rupee amounts, with Indian examples for EMIs, school fees, festivals, emergency savings and retirement.
· 6 min read
How to size an emergency fund for your household in India, why three to six months is only a starting point, and where to keep the money safely.
· 6 min read
How to read an RBI monetary policy statement: repo rate, stance, CPI target, what changes in EMIs and deposits, and how to ignore noise around the announcement.
· 6 min read
